Alliance Business Capital proudly assists Religious Organizations with 
Church Financing from $1 Million up to $50 Million (smaller loans considered on a case by case basis under a new loan program down to $150,000).
Alliance has built business relationships with a few Banks who specialize in lending to Religious Organizations. We can assist with the following:
- New Property Purchases
- Construction of a New Facility
- Refinance of an existing loan
We currently work with Churches who have been established for a minimum of 3 years.
To apply for Church Financing please download our Church Loan Application which contains a checklist of items needed in order to review your loan request or complete on online inquiry and a loan representative will contact you..
We offer financing for Churches as a Commercial Loan Intermediary or Commercial Loan Broker. We currently have a few Investors who have a minimum loan amount of $1 Million and prefer higher loan amounts. Additionally, we also work with a few Bank owned subsidiaries who offer financing to Churches from $150,000 up to $1,000,000.
We have included some additional loan criteria for both loan over $1,000,000 and loans less than $1,000,000. Please review and if you have any questions feel free to contact a loan representative.
Alliance Business Capital offers Churches who are seeking financing of under $1 Million financing as a broker and who meet the following criteria:
| Minimum Loan Amount: | $150,000 - exceptions on a case by case basis |
| Maximum Loan Amount: | $1,000,000 |
| FICO Scores: | No FICO Score Minimum |
| Loan Term: | 30 Year Fixed |
| Loan to Value: | Maximum LTV = 60% however 55% is more typical |
| Closing Time Frame: | 3 - 4 Weeks |
| Upfront Fees: | None, you will have to pay for an Appraisal directly to the Appraiser after receiving a loan commitment |
| Interest Rates: | Rates as low as 10.50%. Your actual rate will be determined by an Alliance Lending Partner |
| Alliance Fees: | We have a loan origination fee of 3-5% based on the final loan amount and paid from closing proceeds. No fees are due if the loan doesn't close. |
| States Available:: | ME, MD, NH, NJ, NY, RI, PA, CO, TX, MN, WI, SC, NC, FL, VA, GA, WA, OH |
Information coming soon.
| Minimum Loan Amount: | $1 Million |
| Maximum Loans Amount: | Typically $40 Million with exceptions |
| Established: | Must be established for a minimum of 3 full years. |
| Lender Fees: | To be determined but typically 0-1% |
| Alliance Fees: | Alliance has a Commercial Loan Fee of 1% on loans > than $1 Million. This fee is based on the final loan amount and there is no fee to Alliance if the loan does not actually close |
Church Loan Forms
It is important to complete the below application forms in as much detail as possible. Once complete please email to bgoody@alliancebusinesscapital.com Thank you for the opportunity to assist you with your Church Financing Request.
