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Alliance Business Capital proudly assists Religious Organizations with Church FinancingChurch Financing from $1 Million up to $50 Million (smaller loans considered on a case by case basis under a new loan program down to $150,000).

Alliance has built business relationships with a few Banks who specialize in lending to Religious Organizations. We can assist with the following:

  • New Property Purchases
  • Construction of a New Facility
  • Refinance of an existing loan

We currently work with Churches who have been established for a minimum of 3 years.

To apply for Church Financing please download our Church Loan Application which contains a checklist of items needed in order to review your loan request or complete on online inquiry and a loan representative will contact you..

Church Loans Application

We offer financing for Churches as a Commercial Loan Intermediary or Commercial Loan Broker. We currently have a few Investors who have a minimum loan amount of $1 Million and prefer higher loan amounts. Additionally, we also work with a few Bank owned subsidiaries who offer financing to Churches from $150,000 up to $1,000,000. 

We have included some additional loan criteria for both loan over $1,000,000 and loans less than $1,000,000. Please review and if you have any questions feel free to contact a loan representative.

Alliance Business Capital offers Churches who are seeking financing of under $1 Million financing as a broker and who meet the following criteria:

Minimum Loan Amount:$150,000 - exceptions on a case by case basis
Maximum Loan Amount:$1,000,000
FICO Scores:No FICO Score Minimum
Loan Term:30 Year Fixed
Loan to Value:Maximum LTV = 60% however 55% is more typical
Closing Time Frame:3 - 4 Weeks
Upfront Fees:None, you will have to pay for an Appraisal directly to the Appraiser after receiving a loan commitment
Interest Rates:Rates as low as 10.50%. Your actual rate will be determined by an Alliance Lending Partner
Alliance Fees:We have a loan origination fee of 3-5% based on the final loan amount and paid from closing proceeds. No fees are due if the loan doesn't close.
States Available::ME, MD, NH, NJ, NY, RI, PA, CO, TX, MN, WI, SC, NC, FL, VA, GA, WA, OH

Information coming soon.

Minimum Loan Amount:$1 Million
Maximum Loans Amount:Typically $40 Million with exceptions
Established:Must be established for a minimum of 3 full years.
Lender Fees:To be determined but typically 0-1%
Alliance Fees:Alliance has a Commercial Loan Fee of 1% on loans > than $1 Million. This fee is based on the final loan amount and there is no fee to Alliance if the loan does not actually close

Church Loan Forms

It is important to complete the below application forms in as much detail as possible. Once complete please email to Thank you for the opportunity to assist you with your Church Financing Request.