Alliance Business Capital proudly assists Religious Organizations with 
Church Financing from $1 Million up to $50 Million (smaller loans considered on a case by case basis under a new loan program down to $150,000).
Alliance has built business relationships with a few Banks who specialize in lending to Religious Organizations. We can assist with the following:
- New Property Purchases
- Construction of a New Facility
- Refinance of an existing loan
We currently work with Churches who have been established for a minimum of 3 years.
To apply for Church Financing please download our Church Loan Application which contains a checklist of items needed in order to review your loan request or complete on online inquiry and a loan representative will contact you..
If you prefer you can start your loan request by completing the below online Church Financing Inquiry and an Alliance Representative will contact you.
We offer financing for Churches as a Commercial Loan Intermediary or Commercial Loan Broker. We currently have a few Investors who have a minimum loan amount of $1 Million and prefer higher loan amounts. Additionally, we also work with a few Bank owned subsidiaries who offer financing to Churches from $150,000 up to $1,000,000.
We have included some additional loan criteria for both loan over $1,000,000 and loans less than $1,000,000. Please review and if you have any questions feel free to contact a loan representative.
Alliance Business Capital offers Churches who are seeking financing of under $1 Million financing as a broker and who meet the following criteria:
| Minimum Loan Amount: | $150,000 - exceptions on a case by case basis |
| Maximum Loan Amount: | $1,000,000 |
| FICO Scores: | No FICO Score Minimum |
| Loan Term: | 30 Year Fixed |
| Loan to Value: | Maximum LTV = 70% however 65% is more typical |
| Closing Time Frame: | 3 - 4 Weeks |
| Upfront Fees: | None, you will have to pay for an Appraisal directly to the Appraiser after receiving a loan commitment |
| Interest Rates: | Rates as low as 7.50%. Your actual rate will be determined by an Alliance Lending Partner |
| Alliance Fees: | We have a loan origination fee of 3-5% based on the final loan amount and paid from closing proceeds. No fees are due if the loan doesn't close. |
| States Available:: | ME, MD, NH, NJ, NY, RI, PA, CO, TX, MN, WI, SC, NC, FL, VA, GA, WA, OH |
Information coming soon.
| Minimum Loan Amount: | $1 Million |
| Maximum Loans Amount: | Typically $40 Million with exceptions |
| Established: | Must be established for a minimum of 3 full years. |
| Lender Fees: | To be determined but typically 0-1% |
| Alliance Fees: | Alliance has a Commercial Loan Fee of 1% on loans > than $1 Million. This fee is based on the final loan amount and there is no fee to Alliance if the loan does not actually close |