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Slide Conventional Fixed
Rate Lending

Alliance Business Capital
offers Conventional Loans

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CONVENTIONAL LOANS

Alliance Business Capital offers fixed rate permanent loans to $20 million for multifamily, office, retail mixed use, self-storage, industrial and select other property types as a Commercial Loan Intermediary.

Please review the below general guidelines for more information.

Conventional Fixed Rate Loan Program Guidelines

Eligible Property Types:Office, Retail, Multifamily, Self-Storage and Industrial
Rates:Competitive rates priced off of SWAP's
Loan Size:$750,000 to $20,000,000
Loan Purpose:Refinance, Cash-out & Acquistion
Terms:Loan terms for 2 to 10 years
Other terms available on a case-by-case basis
Leverage:Typically 75%
Exceptions to 80% in select markets
Recourse:Non-recourse with standard carveouts
Prepayment:Flexible
Can offer yield maintenance, step-down and up to 20% UPB
Debt Service Coverage:As low as 1.20x
Amortization:Up to 30 year amortization
Interest only available
Origination Fee:1 to 3%

The following items are the initial items needed in order for us to review your Conventional Real Estate Loan request.

  1. Completed Loan Application
  2. Personal Financial Statement on all owners
  3. Credit Authorization needed on all owners
  4. Property Financials – most recent year to date profit and loss statement with balance sheet and year end financials or tax returns for the most recent 3 years
  5. Current Rent Roll – if applicable

If there is an existing property appraisal please forward that as well.

These are the initial items that we will need in order to review your loan application. Please complete and then upload all items to our secure online portal.

If you have questions about the Conventional Fixed Rate Loan Programs please contact us